Call 612-824-1160 or Stop in for a free Quote on your Cheap Homeowners, Newer Home
Insurance. , Older Home Insurance, Town Home or Condo Insurance in Minneapolis
and Suburban Area. We are your local homeowners and residence insurance agents for
AAA, Safeco, Kemper, Stillwater, Foremost, Universal Home and Renters Insurance and
Progressive Renters Insurance.
Universal Insurance Company is unique in that there rates are based on property to be insured
and prior losses and not on credit history. So if you have less that perfect credit history
Universal should offer you exceptionally low rates.
Our companies offer great discounts when you combine your residence and auto insurance policies
in a package. Additional discounts may be available if you add more policies like motorcycle, watercraft or umbrella policy.
Residence policies include Homeowners, Condo, Townhome and Renters Insurance.
Your home insurance policy will include coverage for your home, garage, utility buildings
and personal belongings against direct physical losses not specifically excluded.
Condo or townhome insurance is limited to personal belongings and specified dwelling
Both policies provide personal liability and medical payments coverage. Payment of
additional living expenses if you are temporarily displaced while an insured loss is being
Perils covered include Tornado, Windstorm & Hail, Fire & Lightning, Frozen plumbing,
Weight of Snow & Ice, Accidental Overflow of Plumbing Fixtures, Glass Breakage,
Sudden Smoke Damage, Falling Objects, Damage by Aircraft or Vehicle, Explosion,
Legal Defense for Personal Liability, Liability, Medical and Property Payments to Others,
Theft, Vandalism and Riot and Civil Commotion.
Normally policies are written on a replacement cost basis but in some cases a
stated value policy works out well.
This is just a brief outline of the basic coverage for residence insurance. Please call for
your free rate quotation and coverage comparison.
CALL 612-824-1160 OR STOP IN TODAY FOR YOUR FREE INSURANCE QUOTE.