Discounts on Auto Insurance, Car and Truck Insurance in Minneapolis, St Paul and Suburban Area

Call 612-824-1160 or Stop in for a free Quote on your Cheap Homeowners, Newer Home Insurance. , Older Home Insurance, Town Home or Condo Insurance in Minneapolis and Suburban Area. We are your local homeowners and residence insurance agents for AAA, Safeco, Kemper, Stillwater, Foremost, Universal Home and Renters Insurance and Progressive Renters Insurance.

Universal Insurance Company is unique in that there rates are based on property to be insured and prior losses and not on credit history. So if you have less that perfect credit history Universal should offer you exceptionally low rates.

Our companies offer great discounts when you combine your residence and auto insurance policies in a package. Additional discounts may be available if you add more policies like motorcycle, watercraft or umbrella policy.

Residence policies include Homeowners, Condo, Townhome and Renters Insurance.

Your home insurance policy will include coverage for your home, garage, utility buildings and personal belongings against direct physical losses not specifically excluded.

Condo or townhome insurance is limited to personal belongings and specified dwelling improvements.

Both policies provide personal liability and medical payments coverage. Payment of additional living expenses if you are temporarily displaced while an insured loss is being repaired.

Perils covered include Tornado, Windstorm & Hail, Fire & Lightning, Frozen plumbing, Weight of Snow & Ice, Accidental Overflow of Plumbing Fixtures, Glass Breakage, Sudden Smoke Damage, Falling Objects, Damage by Aircraft or Vehicle, Explosion, Legal Defense for Personal Liability, Liability, Medical and Property Payments to Others, Theft, Vandalism and Riot and Civil Commotion.


Normally policies are written on a replacement cost basis but in some cases a stated value policy works out well.

This is just a brief outline of the basic coverage for residence insurance. Please call for your free rate quotation and coverage comparison.


Call 612-824-1160 or stop into our office for a FREE quote.

Quality Insurance Agents Offering Great Rates Selected From One of Many Nationwide Companies Since 1967