Renters Insurance in Minneapolis MN & St. Paul MN

Your rental property may be temporary, but your belongings represent a significant investment worth protecting. At Abbott Insurance, we help renters understand that proper coverage extends far beyond what their landlord's policy offers, helping ensure their possessions and peace of mind are secure.

What Is Renters Insurance?

Renters insurance is designed to help cover tenants living in rental properties from unexpected losses. While your landlord's insurance policy may typically cover the building structure, it doesn't extend to your personal belongings or liability needs. Think of renters insurance as a personal financial cushion that helps insure what matters most to you within your rented space.

What Does Renters Insurance Cover?

Understanding the components of your renters insurance policy helps you make informed decisions about your coverage needs.

A standard renters insurance policy offers several layers of essential protection, each designed to address specific risks renters commonly face. Listed below are the key coverages typically included.

• Personal property coverage may help replace your belongings if they're damaged or stolen in covered events.
• Liability protection may offer support if someone is injured in your rented space and you're found responsible.
• Additional living expenses coverage may help with temporary housing costs if your rental becomes uninhabitable due to a covered loss.
• Medical payments coverage may help pay for minor injuries to guests in your home, regardless of who is at fault.

Secure Your Peace of Mind

Contact Abbott Insurance to discover how affordable protecting your belongings can be. Our Minneapolis team understands the unique needs of Minnesota renters and can help you find coverage that fits your lifestyle and budget. Visit our office or call today to learn how we can help safeguard what matters most to you.